Disclosures, terms of service, & privacy policy

Disclosures, terms of service, & privacy policy

Disclosures, Disclaimers, Terms of Service, Privacy Policy, and so on. 

FWP goals

FWP seeks to provide you with helpful information and entertainment regarding personal finance.  (Please read the disclosures below fully.)  This site exists exclusively for that purpose, and not to make money, however, FWP’s lawyer friend thinks that despite FWP’s less-than-financially ambitious goal of creating and interacting with a community, FWP should post disclosures and a privacy policy, terms of service, and so on.  And, moreover, FWP wishes to be fully above board and transparent with you about this site, how it’s used, and especially what happens with your information.  (Answer, which is below: not much.)  The goal of this site has never been to make money (you’ll notice that, as of this writing, there’s no advertising whatsoever); it’s to engage with our friendly readers and share about finances.


Please note that FWP may have financial relationships with some merchants mentioned or referred to on this blog.  The blog and its owners may be compensated if consumers choose to use the links or references located throughout the content on this site and generate sales for merchants.  FWP may be compensated for certain paid links and ads on this blog.  You are NOT obligated to click on any link, buy any product, read any post, or use anything whatsoever that is advertised on this blog.

This blog may be compensated by companies mentioned through advertising, affiliate programs, or otherwise.  Any references to third party products, rates, or websites are subject to change without notice.  (A blog is a complicated thing to create, post on, and maintain.)  Please do appropriate research before participating in any third-party offers.

Finances with Purpose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.  [Amazon requires me to disclose this, and I wanted to anyway; plus, as of this writing, it is the only such relationship FWP has.]


Information presented on FWP is intended for information, academic, and entertainment purposes only and is not meant to be taken as financial advice, legal advice, tax advice, or any other kind of advice.  The views expressed on this website are personal opinions only and should not be construed as financial advice for your given situation.  While all attempts are made to present accurate information, the author is only human, and the information may not be appropriate for your particular circumstances.  Information may also become outdated over time.  FWP and its authors are not financial experts and you should seek out a professional before making any financial, legal, or tax decisions.  (Seriously, folks: there is no substitute for a wise professional whom you know and trust.)  Please make sure to do your own due diligence and seek a trusted financial, legal, or tax professional before making any financial decisions of your own.

Neither FWP nor its members, authors, owners, or those otherwise affiliated with FWP make any representations as to the validity, accuracy, completeness, or suitability of any claims made either on this blog or by these individuals.  Neither FWP nor its members, authors, owners, or those otherwise affiliated with FWP assume any liability with regard to financial results, legal results, or tax consequences based on the use of the information provided here.  Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content – which do not necessarily represent the views of FWP or its members, authors, owners, or those otherwise affiliated with FWP.

Privacy Policy

At FWP, this website may collect your email information (if you provide it).  We use that information to send you blog-related content only, and will not sell or otherwise distribute your information.  You may request to be removed from the email/subscriber list at any time, and you will be removed within a reasonable time thereafter (if not automatically).  As site owner, FWP will not knowingly share, sell, or disclose your email or other information; it is collected purely to send you content from the blog and/or messages from FWP itself.  You may of course asked to be removed from the email/subscriber list at any time, and you will be promptly removed.

In addition, this website may use cookies (as may WordPress or its applications) which collect information.  You may disable cookies at any time on your own computer.  FWP itself makes no effort to collect or retain information gained through cookies (so far as we are aware), but please ensure you check the cookie policies of the various websites and applications on this site, including WordPress, for further information and disclosures.

Acceptance of Terms

Through the use of this site, you are hereby accepting the terms and conditions stipulated within this page, including but not limited to the Disclosures, Choice of Law provision, jurisdictional provision, and Privacy Policy agreement.  If you disagree with our terms or conditions, then you should refrain from use of the site (and its related pages).  In addition, your continued use of our website following the posting of any updates, modifications, or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

Choice of Law

By reading this blog, you consent to submit exclusively to the personal and general jurisdiction of Texas courts and subject yourself to Texas law regarding any disputes, disagreements, or other legally-binding activities that may arise from your use or viewing of this site.  You are likewise aware – and agree – that this website, its members, authors, owners, or those otherwise affiliated with FWP are located in Texas, subject to Texas law, and intend to reach no farther than Texas.

Contact FWP:

EMAIL:   FWP AT [name of this website.com]

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